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The publication director of the website is the legal representative of Capitalelend.

The entire website — structure, texts, images, logos, videos, graphics and all the elements that make it up — is the exclusive property of Capitalelend or its partners.

Any reproduction, representation, modification, publication, adaptation or exploitation, in whole or in part, of the website or any of its elements, by any means whatsoever, is prohibited without prior written authorization.

Any unauthorized use of the website or any of its elements constitutes infringement and may be subject to legal proceedings in accordance with applicable law.

• Trademarks and logos The trademarks and logos mentioned belong to their respective owners.
• Visual content Photographs and illustrations are protected by copyright.
• Texts and editorial content Any reproduction, even partial, is prohibited without authorization.

In accordance with the Kreditwesengesetz (KWG), the Bürgerliches Gesetzbuch (BGB) and the applicable German provisions on consumer credit:

• Indicative APR The APR (Annual Percentage Rate) mentioned in our simulations is indicative and non-binding. It may vary depending on your profile.
• Regulation of interest rates Any financing granted is subject to German interest rate regulations governed by the KWG and the BGB.
• Right of withdrawal — 14 days You have a withdrawal period of 14 calendar days from the signature of your consumer credit agreement.
• Mortgage — 10-day reflection period For mortgage loans, you benefit from a 10-day reflection period from receipt of the loan offer.
• Borrower insurance Borrower insurance is subject to German rules applicable to insurance contracts (Versicherungsvertragsgesetz - VVG).
• Consumer mediator In the event of an unresolved dispute with Capitalelend GmbH, you can use the German banking ombudsman (Ombudsmann der privaten Banken) free of charge — www.financial-ombudsman.org.uk